As the Consumer Data Right (CDR) becomes a nationwide mandate, delivering consumer-directed experiences is a baseline requirement for embedded finance tools. CDR-compliant APIs must handle: - Explicit and revocable consent management - Data minimization enforcement - AU-specific CDR schemas - Uptime and rate-limit SLAs zngx — or zngx.io — is https://chandram284kll0.magicianwiki.com/user